Future thinking in older adults is characterised by a lack of specificity of imagined events and by an equal or even higher subjective experience, compared to younger adults. We considered whether this lack of specificity stemmed partly from the avoidance of a somewhat disturbing future and then examined the extent to which certain types of emotion-regulation strategies, namely positive reappraisal and positive refocusing, contributed to the subjective experience of future thinking. Middle-aged and older adults completed an adapted version of the AMT, in which temporal distance and cue word valence were manipulated, thus resulting in future conditions assumed to represent varying degrees of discomfort. Results indicate that distant future and negative cues restricted both the specificity and the subjective experience of future thinking. In addition, the use of avoidance strategies predicted the nature of future thoughts in the context of a supposed uncomfortable future (i.e., a distant future induced by negative cues), although it followed quite different age-related patterns. Together with the findings that positive reappraisal and positive refocusing (to a lesser extent) contributed to the subjective experience of future thinking, this study indicates that how individuals imagine their personal future also relies on affect- and emotion-regulation strategies.