Heisenberg time evolution under a chaotic many-body Hamiltonian H transforms an initially simple operator into an increasingly complex one, as it spreads over Hilbert space. Krylov complexity, or ‘K-complexity’, quantifies this growth with respect to a special basis, generated by H by successive nested commutators with the operator. In this work we study the evolution of K-complexity in finite-entropy systems for time scales greater than the scrambling time t$_{s}$> log(S). We prove rigorous bounds on K-complexity as well as the associated Lanczos sequence and, using refined parallelized algorithms, we undertake a detailed numerical study of these quantities in the SYK$_{4}$ model, which is maximally chaotic, and compare the results with the SYK$_{2}$ model, which is integrable. While the former saturates the bound, the latter stays exponentially below it. We discuss to what extent this is a generic feature distinguishing between chaotic vs. integrable systems.